Chartered Certified Accountants

Startup Business Loan in London, UK

At S & B Accountants, we know how crucial early-stage funding can be for a new business. That’s why we specialise in guiding London-based entrepreneurs through the Start Up Loans process – a government-backed lending scheme designed to help exciting ventures like yours get off the ground.

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What are Start Up Loans?

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These are unsecured, fixed-rate personal loans specifically for business purposes—perfect for new ventures. Funded by the Start Up Loans Company and backed by the UK Government, they range from £500 to £25,000, repaid over 1 to 5 years at a fixed 6% annual interest rate. Multiple partners can each apply for up to £25,000, with a single business able to borrow a total of £100,000.

Why Start Up Loans are Ideal for London Start-Ups

Feature

Benefit

Unsecured Loan

No need to pledge your home or other assets as collateral

Fixed Interest Rate

Manageable and predictable repayment terms at 6% p.a.

Flexible Repayment

Choose a repayment plan that suits your cash flow.

Partnership Flexibility

Each partner can access funding—up to £100,000 per business.

Mentorship Support

Includes 12 months of free one-to-one mentoring alongside funding.

See Our Packages Tailored for Sole Traders and Partnerships in London

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How S&B Accountants
Can Help You Secure a Start-up Loan

We’re here to lighten your load by handling the entire loan application process:

Step: 1

Loan Application Guidance

 We walk you through eligibility checks and paperwork to ensure your application is complete and compelling.

Business Planning

 Need a business plan that stands out to lenders? We prepare robust, investor-ready plans tailored to your vision.

Step: 2

Financial Forecasting

 From cash flow projections to profit and loss forecasts and balance sheets, we craft the financials that lenders require.

Step: 3

Is Your Business Eligible?

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You can apply if you meet all of these conditions:

  • You live and have the right to work in the UK
  • Your business is based in the UK
  • You’re starting a new business, or it has been operating for less than three years
  • You are aged 18 or over

Why Work with Us?

S and B Accountants
  • Personalised support tailored to your unique business needs
  • Hands-on help with everything from loan application to financial forecasts
  • Expert advice delivered with clarity—not jargon
  • A trusted process to secure funding without risking personal assets

Take your small business to the next level with us.

S and B Accountants

Contact Us ASAP! To hire our expert small business accountants to overcome your startup challenges effectively. Take your small business to the next level with us.

S and B Accountants